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  The Lancashire and Yorkshire Bank has a branch coverage
  of Manchester that is broadly similar to that enjoyed by the Bank of Liverpool in Liverpool within its own  environs. So, when the two banks eventually
  come together to create Martins Bank Limited, they outnumber the opposition
  in these cities with more than one hundred offices in total.  
    
  This is almost saturation coverage, and in
  Manchester, FOUR branches of the new Bank are situated on Stockport Road alone: Ardwick No 10,  Longsight No 238, Slade Lane No 748, and Levenshulme at No 876.  Our feature comes from 1967, when another Manager with well over
  forty years’ service is about to retire. 
  Mr
  Howarth, it seems has some eccentricities, but has over the
  years been also extremely useful to have around… 
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  In Service: Pre 1922 until 5
  February 1982  
    
    
  Image © Barclays Ref: 0030-0056 
    
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   What some managers do
  with their nuts… 
    
    with the retirement of one of
  Manchester District's most able and popular managers, the occasional peanut
  which Bill Howarth flicked into the air but failed to trap will no longer be
  retrieved later from the carpet by a puzzled cleaner at Ardwick branch. Among
  the large gathering at the office on May 31 were Mr N. E. Foster, Mr A. N.
  Barratt and many friends from both sides of the counter who had subscribed to
  a presentation cheque to be used for built-in wardrobes in Mr Howarth's home.
  His career covering 44 years is best described by himself thus: Joined the Lancashire & Yorkshire Bank at Stockport
  in 1923. Insisted on drawing his first month's salary of £4 in gold and was promptly transferred to the
  then rural sub branch of Bramhall where he rusticated happily for many
  years.  An inadvertent visit to
  Manchester District Office brought a transfer to Cheetham branch which was
  followed by one to Manchester District Office which had been evacuated to
  Macclesfield. Joined the Army in 1941 and by volunteering for the Indian Army
  skilfully avoided blackouts, rationing of beer and food, women in trousers
  and other horrors of war. Rehabilitated at
  Manchester Foreign branch where he repaired the electric sealing-wax boiler.
  The fire was easily extinguished. Then to Deansgate branch but it was soon
  found that he had a valid passport and a knowledge of Eastern customs so
  inevitably he was put in charge of Moss Side branch, where he quickly became
  familiar with the intricacies of the local sub-currencies, petrol and
  clothing coupons. In the next nine years the business thrived and in 1956 he
  became Manager at Ardwick, retiring after saying his farewells to the management
  at lunches at Head Office and Manchester District Office. In retirement he
  will continue his hobby, the pursuit of idleness. 
    
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