MAKING
THE MOST OF YOUR MONEY
Money—or
the lack of It—is something that concerns everyone, not least the student
managing on a grant or allowance.
Martins Bank have a special understanding of the student's need to make the
most of his money. A bank account can help in a number of ways, as this
leaflet explains. As a student you don't need to be concerned about bank
charges, either, Have a word with the Manager
- you'll find him very approachable and ready to help you.
This is just the right time for you
to open a bank account. There's no better way of keeping control over your
grant so that you always know where you stand. And incidentally, whatever bank is named on your grant cheque, you
can open an account with it at Martins. The proper management of
your money will be vital in your future career—and
the help you can get from the bank now
is as valuable today, when you're probably budgeting on a shoestring,
as it will be when you're making your way in the world…
HOW
A BANK ACCOUNT WORKS
Most
people have a Current Account
- it's the most useful; you get a cheque book and can make use of all the services which
the bank provides. Let's consider briefly some of the advantages of a
current account at Martins.
There's no need to keep large
sums of cash on you with the
risk of loss or having it burn a hole in your pocket. Your cheque book lets
you draw out just as much (or as little) cash as you need, when you need
it.
Paying bills is easier when
you pay by cheque. It's simple and quick, and it's safe as well.
It's easy to deposit money - you
can pay cash, cheques, postal or money orders into any branch of Martins
Bank.
Regular payments can be made automatically
through your
account. Items like subscriptions which are paid regularly can be dealt
with by standing order. You tell the bank the details of the payments and
they take care of them -
although you must of course, make
sure there is enough money
in your account for the payments to be made.
MONEY
WHEREVER YOU NEED IT
A
big advantage of a bank account is that you can arrange for money to be
available wherever you need it. For example, if you keep your account at
the branch most convenient for you during term, you can arrange to cash
cheques at a branch near your home during the vacations. When you travel,
you can have Travellers' Cheques or a Letter of Credit to make money available
wherever you may be, either at home or abroad. The bank can also arrange to
supply a certain amount of foreign currency when you need it.
SAVINGS
If
you are in the fortunate position of having some money you can put aside, a
Savings Account or a Deposit Account will provide a safe-keeping place for
it where it will also earn interest for you.
ADVICE ON MONEY MATTERS
Every
Martins Manager has a lot of experience in money matters— dealing not only with large sums
but with modest amounts as well. Indeed, he is very much aware just how
important proper advice and help can be to the person of limited means.
Your Manager will always be pleased to see you and to discuss your needs
and problems. Remember, he's trained and experienced in the job—and he's a
person you can make a friend of. For example, if your grant cheque is
delayed there's no need to find yourself in difficulties when
you've an account at Martins —
have a word with the Manager and he'll tide you over.
A WORD
ABOUT MARTINS
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